To secure your diamond, one of the most important things you can do is to enroll in a jewelry insurance plan that will cover your ring against damage, loss, or theft. Having your precious jewelry items covered with insurance helps to protect their value if unfortunate events occur, like unexpected losses, theft, and damage. Known as value items insurance, jewelry insurance will cover your diamonds if they are damaged or stolen.
Jewelry coverage typically offers vanishing, or lost time that cannot be recreated, coverage, and coverage of worldwide travel in case of lost or damaged items. Engagement ring insurance generally covers all jewelry items submitted under coverage, resulting in either replacement, repair, or reimbursement of costs.
There are exceptional jewelry insurance policies that can help secure your diamond engagement ring. Unlike homeowners insurance policies – which cover just part of your jewelry, and in limited circumstances – jewelry insurance policy ensures your engagement ring is always protected, regardless of your location. If you are going to keep your engagement rings diamonds and other precious items in a safe or another traditional jewelry storage location, it is important that you take good care of your items to help keep them from being damaged.
Always rely on the side of caution: If you cannot safely leave your ring in the house, make sure you are not placing too much stress on the ring itself. As a preventative measure, avoid wearing your diamond wedding ring when exercising or doing any heavy lifting or household chores: doing so may help avoid causing damage or causing it to chip. You should also avoid wearing jewelry in water, where rings may slip unnoticed from slippery fingers.
It is a good idea to have your engagement ring prongs checked every six months to look for any potential damage. Have your jewelry checked regularly, at least once a year, to check for loose settings, frayed prongs, cracked stones, worn clasps, and other potential problems. The best way to ensure that your diamond jewelry is in great shape is to have it checked by a jeweler.
Avoid using an ultrasonic cleaner when cleaning plated and enameled jewels, soft gems, and pave-set gems. Ultrasonic cleaners are safe for diamonds that have not been treated; however, treated diamonds may become damaged by ultrasonic cleaners.